Stuart Mulligan - Independent Financial Services

We are a young and vibrant company who passionately believe in providing an unrivalled customer focussed professional service to our clients.

We pride ourselves in our ability to clearly and understandably guide our clients through the process of achieving their financial goals.

Saving & Investing
Whether it's saving for the long term or something in the shorter term the sooner you sit down and properly plan a way forward in this area the more chance there is of achieving your objective. We offer a full advice service in this area to ensure that your money is invested in the most tax efficient and suitable area.

Pension/retirement planning
A popular mis - conception is that 'pension planning' is the same as retirement planning. The reality is that there are many more issues/factors that need taking into account to enable a client to enjoy a fruitful retirement. Such as tax planning, changes in government legislation, other forms of saving vehicles such as ISA's that have different terms attached to them but can be just as useful and also calculating an income and expenditure forecast for retirement so that any plans that aren't on track can be remedied whilst still having the time to do so.

Mortgages
Given the issues that have adversely affected this market, an already complex area has now been turned into a veritable minefield. Fixed tracker or discount rate? 2,3,5 year deal or longer? Fee free or a chunky arrangement fee to reduce the rate?

We can offer a comprehensive review and recommendation service in this area to ensure that your mortgage deal is the most appropriate to you and that as the expiry of your deal approaches we will pro actively contact you to re address the situation to ensure that you aren't exposed to a penal rate of interest once your arrangement finishes.

Personal Protection
Whether it's ensuring you have the correct cover for the correct term or receiving advice on the numerous levels of cover that area available then we can offer a fully independent advisory service in this area on all aspects of insurance such as life, critical illness, income protection & sickness accident and redundancy so that in the event of the worst happening then things will be taken care of from a financial perspective.

The Business Centre
Futures Park,
Stacksteads,
OL13 0BB
T:01706 876 833
W:www.smifs.org.uk